Wind damage may not always be visible from the ground. Shingles can be lifted from strong winds and lose the ability to reseal. Shingle edges are designed to seal to the shingles below when installed and the ambient temperature is warm enough. Strong winds can break that seal and cause the shingle to lift up and fracture during the wind event. It is these fractures that will eventually cause the shingle tab to break off and leave a void. Shingle fractures and the inability for shingles to reseal due to wind is an insurance loss. Shingle fractures are difficult if not impossible to see from the ground. Shingles that are missing are usually an indication of wind damage and a result of a windstorm event. Call G.W. Savage to schedule a roof inspection if you suspect wind damage.
A tree fell on my home or business. What do I do?
First, check to see if the tree is still on the building. If so, call a local tree service to schedule removal. Many have emergency crews with specialized equipment available to handle any type of tree removal. Second, prevent further damage by calling G.W. Savage for emergency repairs. Be sure to call your insurance agent as soon as possible so an adjuster can visit to note the damage. Make notes and take pictures if you can. This will help if a question arises between you and the insurance company. Do not throw out any damaged property before your insurance adjuster can look at it.
Will my insurance policy automatically cover the damage?
Each insurance policy can be different. Generally, damage from wind and falling trees is covered. So is the cost of removal of trees that have fallen on a building. Damaged property inside your home or business is also covered. Check with your agent or adjuster to be sure.
What if the tree belonged to my neighbor?
Call your insurance company anyway. Your neighbor is responsible for the damage only if he was somehow negligent and the tree was rotten. The neighbor should call his or her company as well, but that company is not necessarily obligated to cover the damage.
"Once we signed on to have Savage do all the work, the drying crew took over. For the next ten days Craig, Josh, Jody, Will, and Ryan virtually worked every day to get the inside dried out. We can't say enough about these fellows. They were diligent and never left until it had dried out enough to begin construction."
Don and Cathy Baker
G.W. Savage is the choice for your restoration needs.